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HCF Health Insurance
HCF (The Hospitals Contribution Fund of Australia) was formed in 1932 to provide health insurance cover to Australians. Since then, it has grown to become one of the country’s largest combined registered private health fund and life insurance organisations. HCF Group (HCF Health Fund and Manchester Unity) is the 3rd largest health insurance company by market share (10.3% in FY2010) and is the largest not-for-profit health fund in Australia.〔PHIAC Annual Report 2009-10 - Operations of the Private Health Insurers http://www.phiac.gov.au/for-industry/industry-statistics/operations-of-the-private-health-insurers-annual-report/〕
HCF provides private health insurance cover for a full range of health benefits including private hospital, Australia-wide ambulance cover and ancillary services. HCF is one of the few major health funds to allow contributors to vote for Directors to the Board.〔HCF Annual Report 2009 http://hcf09.annual-report.com.au/downloads/HCF_09_About_HCF.pdf〕
== History ==
In 1893, the Hospitals Saturday Fund of NSW (HSF) was established〔The Sydney Morning Herald, Monday 23 April 1928 http://nla.gov.au/nla.news-article16458988〕 by Frank Grimley〔Australian Dictionary of Biography, Online Edition, http://adbonline.anu.edu.au/biogs/A090119b.htm〕 to serve this purpose. Money was raised by conducting a one-day-a-year drive to collect funds from the public and from businesses. These collections were then distributed among participating hospitals. In 1900, HSF introduced individual subscription hospital insurance, where contributors and their families paid a regular weekly sum to the fund.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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